Stop Processing.
Start Settling.
STLD (pronounced “settled”) is an AI that learns your chart of accounts and codes your invoices automatically. No templates. No manual lookups.
How It Works
From receiving to approval in seconds
Receive
Invoices arrive via email, upload, API, or AI agent. Captured and queued automatically.
Extract
AI reads every field. No templates, no supplier setup. Works with any invoice format.
Match & Code
Matches invoices to purchase orders when they exist. Suggests GL codes based on your chart of accounts, supplier history, and past corrections.
Verify
Validates data and business rules. Every field is editable. Your changes teach the AI. Confidence scoring flags what needs attention.
Approve
Set your thresholds. High confidence processes automatically. Everything else gets reviewed.
“It’s always coding.”
The #1 AP Bottleneck,
Solved.
AP teams receive an invoice and don't know how to code it. They chase someone down and ask “what does this relate to?” That loop is the bottleneck. STLD eliminates it.
Connect your accounting system
Link your Xero or ERP. STLD pulls your full chart of accounts and coding structure automatically.
AI reads your codes
The AI analyses your account names, categories, and naming conventions. It builds a baseline mapping from day one.
Learns from every correction
Each time you approve or change a code, STLD gets smarter. Per supplier patterns, per description, per line item.
Codes automatically
After enough confirmed suggestions, STLD auto codes with high confidence. You get a report. You stay in control.
Built Different
What makes STLD different from every other AP tool
Three Stage Coding
Stage 1: AI suggests codes. Stage 2: AI codes with high confidence. Stage 3: AI auto codes. Your corrections make it smarter.
No Templates
No OCR templates. No supplier onboarding. Upload an invoice and the AI figures it out.
Everything Is Editable
Every extracted field is editable before approval. Change a code, fix an amount, correct a supplier name. Your edits teach the AI.
Your Rules
Set approval thresholds, routing logic, and matching tolerances. The AI follows your process, not the other way around.
Deep Integrations
Two way sync with your accounting system. GL codes, contacts, and cost centres stay in sync.
NZ Built
GST at 15%, NZBN validation, NZ bank account formats. Built here, for here.
From Xero to SAP.
One AI.
Whether you're on Xero or SAP, processing hundreds or thousands of invoices a month, STLD adapts to your accounting system and grows with you.
SME / Xero
Auto GL coding, chart of accounts sync, and self-serve setup in minutes.
Enterprise
PO matching, batch payments, variance handling, and statement reconciliation. Dedicated onboarding and volume based pricing.
Built for Performance
Businesses spend 15 minutes processing an invoice. STLD does it in 2 seconds.
Extraction accuracy from day one
Invoice processing time
Straight-through processing within 90 days
Accuracy after learning from corrections
Be an Early Partner
We're onboarding our first customers now. Get in early and lock in founding pricing.
Priority Access
Be among the first to use STLD before public launch.
First to Automate
Start eliminating manual AP processing. We'll configure STLD for your workflow.
Founding Pricing
Lock in early partner pricing that stays with you.
Works With Your Accounting System
Plug into the tools your finance team already uses
Xero
Native two-way sync. Auto-post approved invoices, pull chart of accounts, reconcile payments in real time.
SAP
S/4HANA and Business One. Cost centre mapping, multi-entity support, custom field sync. Built to replace the norm.
MYOB Acumatica
PO matching, multi-entity support, batch payment export. Built for construction and property.
More integrations coming: QuickBooks, Dynamics, and custom ERPs. Tell us what you need.
Frequently Asked Questions
STLD starts accurate and gets better. It pulls your chart of accounts, learns your coding patterns, and improves with every correction. Stage 1: AI suggests codes for you to review. Stage 2: high confidence coding you verify. Stage 3: auto coding with periodic reports.
Xero is live with full two way sync. SAP and MYOB Acumatica are coming next. After that: QuickBooks, Dynamics, and custom ERPs. Tell us what you need.
Your data is hosted in the APAC region. We're committed to offering New Zealand based hosting as we scale. All data is encrypted in transit and at rest.
Per invoice pricing for SME. Volume based pricing for enterprise. Onboarding and implementation support available. Early access partners lock in founding pricing. No long term contracts.
Absolutely. STLD supports multi-entity setups with separate chart of accounts, approval workflows, and integration connections for each entity, all managed from one dashboard.
No. STLD connects to your accounting system, pulls your chart of accounts, and starts learning your coding patterns automatically. No OCR templates. No rules to configure per supplier. The AI figures it out and gets smarter over time.
Stop Processing.
Start Settling.
AI that learns your chart of accounts and codes your invoices automatically. No templates. No manual lookups.